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Nerva
Nerva is 29 years old, a very happy woman, and a dreamer. She lives in her own house along with her partner, Octavio, and their four school-age children. Nerva's work consists of selling beef. She offers products derived from cattle, such as sirloin, steak, liver, hooves, legs, and others. She has the support of her partner, who accompanies her each morning to the Municipal Slaughterhouse where she buys the product in bulk. Nerva has to rise early because there are several buyers and if she arrives late she will find people reselling the meat at a higher price.

Nerva started this business because a neighbor passed on her stand in the market and from that moment on, she has been dedicated to this business. Nerva comments that her business is profitable, as people from all over the city come to the market where she is located and purchase her products daily. Those customers who own restaurants buy in greater volume and pay a better price.

At first, Nerva had economic problems. She did not have sufficient funds to launch her own business. Then, she took out a loan and used it as capital for her business. She hopes to keep growing and to own her own cattle in order to increase her profits. This will be her twelfth loan with Microfinanzas Prisma. She has a great desire to continue being a punctual communal bank member. She also knows that the others in her group are responsible people and they mutually support one another. She is grateful for the help with growing her business. With the requested 2,000 nuevos soles, Nerva will buy tools for her work such as knives, axes, grinders, aprons, etc. She is very happy because she will be able to better serve her customers and will have the necessary tools for her business.
View original language description ↓
Nerva de 29 años, es una mujer alegre y soñadora. Ella Vive en su casa propia junto a su conviviente Octavio y a sus 4 hijos que están en etapa escolar. El trabajo de Nerva consiste en la venta de carne de res, que es donde ofrece sus productos derivados del ganado vacuno como lomo fino, bisteck, hígado, patitas, pierna, entre pierna, bofe, entre otros. Cuenta con la ayuda de su conviviente quien la acompaña cada mañana al Camal Municipal para adquirir el producto al por mayor. Tiene que madrugar ya que hay varios compradores y si llega tarde encuentra a los revendedores quienes ofrecen la carne a un mayor precio. Se inició en este negocio porque un vecino le cedió su puesto en el mercado y desde ese momento se dedica a este negocio. Comenta que su actividad económica es rentable ya que en el mercado donde está acuden personas de toda la ciudad que adquieren diariamente este producto. Los que tienen restaurantes llevan en mayor volumen y pagan buen precio. Al comienzo tenia problemas económicos, no contaba con el dinero suficiente para emprender un negocio propio. Entonces realizo un préstamo y lo utilizó como capital para su negocio. Espera seguir creciendo, tener su propia ganadería, para incrementar sus ganancias económicas. Por tanto éste será su préstamo número 12 con la institución MFP, tiene muchas ganas de seguir siendo una socia puntual. Además sabe que el grupo del cual es parte son personas responsables y se apoyan mutuamente. Esta agradecida con la institución por ayudarle a crecer en su negocio propio. Con el monto solicitado 2000 soles, lo utilizará para comprar utensilios para su trabajo como cuchillos, hachas, afiladores, mandiles, etc. Esta muy contenta porque podrá dar mejor atención a sus clientes y contará con todas la herramientas necesarias para su negocio.

About Peru

  • $12,000
    Average annual income
  • 132
    View loans »
    Peru Loans Fundraising
  • $57,912,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Nerva to buy knives, axes, grinders and aprons.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 27, 2012
Listed
Nov 23, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013