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Lizbeth
Lizbeth is 27 years old. She is a dreamer and a very happy woman. She lives in her own home together with her second husband who works in a sawmill and is also her business partner. She is raising two children for whom she hopes to provide a good education and quality of life. Lizbeth works selling baked goods such as orange biscuits, loaves of bread, manjar (a traditional dessert dish similar to pudding), marmalade, etc. She purchases these products from a well-known distributor called Productos Union. She works selling these products door to door, selling them to relatives, neighbors, and others. She got started in this line of work at her mother's suggestion that it was profitable, provided a flexible work schedule, and would allow her to be with her children. Her husband helps her distribute her goods, giving her a ride to the areas where her products are in demand. She notes that her business is indeed profitable because if she manages to sell all her merchandise she earns 50%. For this reason she works hard to get rid of all her goods. She describes how before she got into this line of work she had had a desire to help her husband with the daily expenses, but she was not able to because she didn't have a job. She is thankful for her mother who helped her get started in this work which allows her to earn income. She hopes to build her customer base in the future and to purchase her own vehicle for work. This will be her second loan with MFP. She enjoys working with this group because, despite being new, the people are kind to her and they assist her when she is in need. She is grateful for MFP for the financial support that it provides. The money requested will be used to purchase greater quantities of product such as orange biscuits, loaves of bread, manjar, marmalade, and other items. Because she will be able to purchase in bulk at a lower price, the income she earns will increase.
View original language description ↓
Lizbeth de 27 años, es una mujer alegre y soñadora. Vive en su casa propia junto a su esposo Segundo, quien trabaja en un aserradero y también es socio de su negocio. Crían a sus 2 hijos a quienes desea darle una muy buena educación y calidad de vida. El trabajo de Lizbeth consiste en la venta de productos de panadería como galletas de naranja, pan de molde, manjares, mermeladas, etc. Compra estos productos de una distribuidora conocida con el nombre de “Productos Unión”. Realiza la distribución de su mercadería de puerta en puerta, ofrece a sus familiares, vecinos entre otros. Se inició en esta actividad porque su mamá le comento que este negocio era rentable, podía manejar su horario de trabajo y estar con sus hijos. Su esposo le ayuda a distribuir su mercadería, la lleva en su moto a los distintos lugares donde sus productos son solicitados. Comenta que su negocio es rentable por que si logra vender toda su mercadería gana el 50%. Por ello se esfuerza para repartir totalmente todos sus productos. Comenta que antes de empezar su negocio tenia ganas de ayudar a su esposo con los gastos cotidianos, pero no podía, por no contar con un empleo. Pero da gracias a su mamá que la ayudo a emprender en esta actividad que le permite generar ganancias económicas. Espera en el futuro tener más clientes y contar con una movilidad propia para su transportarse. Por tanto éste será su préstamo número 2 con la institución MFP, si siente bien en su grupo, porque a pesar de ser nueva la gente es amable con ella y la apoyan en lo que necesita. Esta agradecida con la institución porque le brindan un capital de respaldo.
Con el monto solicitado 1000 lo utilizará como capital para comprar mayor cantidad de productos tales como galletas de naranja, pan de molde, manjares, mermeladas, entre otros. Ya que comprando en mayor volumen le dan a menos precio, entonces incrementará sus ganancias económicas.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Lizbeth to purchase orange biscuits, loaves of bread, and marmalade.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 26, 2012
Listed
Nov 23, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013