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Placido
Placido is 37 years old. He is a friendly and enterprising man. He lives in his own house, along with his partner, Leydith, who works for the city government. They have four children who Placido hopes to provide with a good education. Placido's work is selling staple goods like rice, sugar, milk, eggs, flour, oil, etc. He sells these goods in a store that is located inside his home. He started this work because the people in his neighborhood needed it. Before, in order to buy something they had to go into the city. Then he had the idea to build a store and to dedicate himself to selling products. He performs this work together with Leydith, who is his partner, and she invests her salary from the city in the family business. Placido comments that his business is profitable because he has many customers and because his store is located such that it is accessible to the entire neighborhood.

Before he started this business, Placido did not have the money he needed. He had the storefront built but it was empty. Then he decided to rent a car to use as a taxi, and he saved up the capital he needed to open his store. He hopes to continue growing his business and to stock it with a variety of products. This will be his third loan with Microfinanzas Prisma (MFP). He is very happy to have the backup capital he needs for his business. He is motivated to continue being punctual with his repayments to MFP. With the requested 3,000 nuevos soles, he will invest in buying groceries like rice, sugar, milk, eggs, dried vegetables and other products. He will also buy paint in order to paint his store, improve the infrastructure and to better serve his customers.
View original language description ↓
Placido de 37 años, es un hombre amable y emprendedor. Vive en su casa propia junto a su conviviente Leydith, quien trabaja en la municipalidad de su ciudad. Tiene 4 hijos a quienes desea darles una buen educación. El trabajo de Placido consiste en venta de productos de primera necesidad como arroz, azúcar, leche, huevos. Harina, aceite, etc. su actividad económica lo realiza en un local que esta en el interior de su propia vivienda. Se inició en este trabajo por la necesidad de las personas de su barrio; porque para comprar algún producto tenían que ir hasta la ciudad. Entonces tuvo la idea de construir un local y dedicarse a la venta de estos productos. Realiza este trabajo junto a su conviviente que es su socia, ya que el sueldo que le pagan en la municipalidad lo invierte en el negocio familiar. Comenta que su negocio es rentable porque tiene muchos clientes y el lugar donde esta su local es accesible a toda la gente de su barrio. Antes de iniciar su negocio no contaba con el dinero suficiente, tenia el local construido pero vació. Entonces decidió alquilar un motocarro para hacer taxi y juntar dinero para tener el capital necesario para inaugurar su negocio. Espera seguir creciendo en su actividad económica y surtir con variables productos su negocio. Por tanto éste será su préstamo número 3 con la institución MFP, esta muy animado por que tiene un capital de respaldo para su actividad económica. Esto lo motiva seguir siendo puntual en sus cuotas con la institución. Con el monto solicitado 3000 lo invertirá comprando abarrotes en general como arroz, azúcar, leche, huevos, menestras, entre otros. También comprara pintura para pintar su local, tener una mejor infraestructura y dar buena atención a sus clientes.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $54,541,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Placido to buy rice, sugar, milk, eggs, dried vegetables and other items.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Nov 23, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 18, 2013