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Maria Elena
María Elena, 55, is married and has six children. She lives with her husband and two of her children in Cuyamel, Cortes. María Elena has had her own grocery store business for 12 years where she sells basic staple items like basic grains, soft-drinks, snacks, candy, condiments, oil, vegetables, bread, etc. She also butchers beef occasionally to generate extra income. She’s kept the business going by investing several loans into it.

She’s currently requesting he third loan for 10,000 Lempiras to buy basic grains, soft-drinks, snacks, lard, dairy products, bread, soap and other items of daily sale. She decided to make this investment to be ready for the Christmas season. Her goal is to increase her inventory and make the business grow more and to use some of the profits to buy some display cases to place low-cost novelty items.
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Doña María Elena, tiene 55 años de edad, casada, tiene 6 hijos y vive con el esposo y dos de sus hijos en Cuyamel, Cortes. Doña María Elena tiene 12 años de tener su propio negocio de pulpería donde vende productos de la canasta básica familiar, vende granos básicos, refrescos, churros, dulces, condimentos, aceite, verduras, pan, etc. además ella ocasionalmente realiza actividades de destazo de reses(vacas) lo que le genera otros ingresos. Su negocio se ha mantenido por la inversión de varios préstamos obtenidos. Actualmente solicita el tercer préstamo que es por la cantidad de 10,000.00 Lempiras, con el cual va comprar granos básicos, refrescos, churros, manteca, lácteos, pan, jabón y otros productos de venta diaria. Ella decidió hacer esta inversión para estar preparada para la época navideña. Su meta es aumentar el inventario y hacer crecer más el negocio y de las ganancias comprar unas vitrinas para colocar venta de achinería.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Maria Elena to buy merchandise to stock her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 3, 2012
Listed
Nov 23, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013