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Marcela
Marcela, who is 28, makes clothing in a little workshop in her home, where she lives with her husband and their two children, ages 2 and 5, the driving force for her life and that of her husband. Her experience dates from 10 years ago, because her mother had such a workshop for 18 years, and so she and her sisters lived among fabric and sewing machines and became involved in this art since their childhood. To this day, Marcela is the one who became most interested in converting her productive training in her mother's workshop into a generator of income, to create well-being in her household. She provides a service of making clothing for women and men for a customer base she has built little by little among neighbors, business employees, relatives, people referred to her, and assembly work for important businesses, which adds another source of income, as well as work she does with her mother, who still advises her and her husband so that the common work will be more effective. She makes her sales on credit with weekly payments and works in her workshop from 8 in the morning until 6 in the afternoon. Her goal is to expand her market, increasing the production, especially at the end of the year, when there is a lot of turnover of money and orders compared to what she usually has in other times of the year. This is why she is turning to a Kiva loan, with which she will buy fabrics, threads, fasteners, and clasps in larger volumes, and with these she will get many discounts, since the suppliers are also making their best offers during this time, which will benefit the potential for the success of her Kiva loan.
View original language description ↓
Marcela de 28 años tiene un pequeño taller de confección de prendas de vestir en su domicilio, donde habita con su cónyuge y sus dos hijos en las edades de 2 y 5 años, motores de su vida y la de su cónyuge. Su experiencia data desde hace 10 años, porque su madre tenia este taller , desde hace 18 años, por lo cual ella y sus hermanas desde su niñez permanecían entre telas y máquinas de coser y se involucraron en este arte; hasta el día de hoy Marcela es la que mas se interesó en convertir sus capacidades productivas de su taller, en un generador de ingresos, para generar bienestar a su hogar. Ella presta el servicio de confección de ropa femenina, masculina, a una clientela que ha construido poco a poco, entre vecinos, empleados de empresas, familiares y referidos y el de maquila, a empresas importantes, adicionando con éste último otros ingresos, trabajados unida a su madre quien la asesora aun y a su esposo para que el trabajo común sea más efectivo. Sus ventas las realizan a crédito con una frecuencia semanal y trabaja en su taller desde las 8 e la mañana, hasta las 6 de la tarde. Su meta es ampliar el mercado, incrementando la producción, especialmente a finales del año, porque hay mucha mas rotación de dinero y pedidos, que los que usualmente tiene en otros periodos de año. Esta es la razón por la cual acude a un credikiva, con el que comprará telas, hilos, cierres y broches en mayor volumen y con ellos ganara muchos descuentos, pues los proveedores también están haciendo sus mejores ofertas en esta época, lo cual beneficia el potencial de éxito de su credikiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 292
    View loans »
    Colombia Loans Fundraising
  • $13,948,100
    Funds lent in using Kiva
  • 1,816.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Marcela to buy fabrics, thread, fasteners, and clasps in large volume.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 21, 2012
Listed
Nov 23, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013