Check out some available loans that are similar to this one!
Georgina
Georgina is a part of the “Frutos del Progreso” communal bank, located in the Florida community, of the City of Santiago.

She has been selling fast food for six years and works Monday thru Friday from 9:00a to 6:00p and ‘til 2:00a on the weekends. She has someone to help her with sales and preparation and she travels around to different locations by car in order to increase her sales.

She buys her supplies and merchandise at supermarkets, fairs, and soft drink distributers at low cost for the most part.

She will use the money from this loan to buy another car that she will keep on her land.

One of Georgina’s goals is to add another items that her customers have requested, such as “mote con huesillo” (a traditional Chilean summer-time non-alcoholic drink made from wheat and peaches), crockets, and hamburgers. She would also like to set up on her land so that she can set up her equipment and expand her business. In this way she can increase her income and improve her family’s quality of life.

Georgina lives with her husband, her son who is of fragile health, her daughter, and a niece. Her dreams are to create a stable business so that she doesn’t have to move around and so that she can increase her number of customers and serve them comfortably.

She is very happy and grateful for the opportunity she has gotten through Fondo Esperanza because it’s allowed her to invest in her business.

She also feels very comfortable with the companionship from the rest of the communal bank’s members, who have diverse interests and activities. The training she has had at the various meetings has also helped her to better manage her business.



The Florida community is located southeast of metropolitan area of Santiago, the capital of Chile. Its population is very diverse, representing all socio-economic sectors (high, upper middle, middle, and lower middle). The zone has an active business life and manifests itself in the form of many business centers. This sector has experienced an explosive demographic growth in recent years.
View original language description ↓
Georgina forma parte del Banco Comunal “Frutos del Progreso” perteneciente a la comuna de la florida, ubicada en la ciudad de Santiago.
Ella se dedica al rubro de venta de comida rápida, desde hace 6 años. Se desempeña en sus labores de lunes a domingo desde las 9ºº hasta las 18ºº horas y los fines de semana trabaja hasta las 02ºº de la mañana, tiene una persona que le ayuda en las ventas y preparación de sus productos, se desplaza con su carro a varias partes para aumentar sus ventas.
La mercadería e insumos que va necesitando los compra en supermercados, ferias, carnicerías y distribuidoras de bebida encontrando todo a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará otro carro para instalarlo en un terreno que ella tiene.
Una de las metas de Georgina es agregar otro tipo de productos a la venta como mote con huesillo, croquetas, hamburguesas que su misma clientela le ha ido solicitando, además instalarse en su terreno para poder colocar sus maquinas y agrandar su negocio, así con esto generar mayores ingresos y una mejor calidad de vida para su familia.
Georgina vive junto a su esposo, un hijo que se encuenta delicado de salud, una hija y su nieta. Sus sueños a nivel laboral es instalar un negocio estable en su terreno para no andar de un lado a otro y a la vez tener mas clientela, ya que tendría un negocio bastante cómodo y agradable para recibir a su clientela.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio.
Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades e intereses, lo cual también le ha servido como un momento de distracción. Respecto a las capacitaciones impartidas en las reuniones, ha aprendido administrar su negocio de mejor manera.
La Florida es una comuna ubicada al suroriente de Santiago, capital de Chile, región Metropolitana. Su población actual es muy diversa, representando a todos los sectores socioeconómicos (alto, medio alto, medio y medio bajo). La zona cuenta con una activa vida comercial, la que se manifiesta en la existencia de varios nuevos centros comerciales. Es un sector que ha tenido un explosivo crecimiento demográfico en los últimos años.


Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 478.5
    Chile Pesos (CLP) = $1 USD