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Elizabeth
Elizabeth is 38 years old and has three school-age children. She sells household items such as blankets, quilts, pots among other items on credit and in cash. She lives in the Minasa area. She delivers her goods on credit, monthly and biweekly, to homes as well as markets where she has many customers. This is her first loan that she has taken with the institution. Elizabeth will use this loan to purchase merchandise for her business because products increase at the end of the year and she wants to stock up on merchandise, as her sales also increase.

Her reason for requesting this loan is lack of cash so she was encouraged to apply for the loan. Elizabeth faces challenges in her business which is the sale of various items sold on credit has increased in recent years so competition is her biggest challenge and she will use profits to purchase new clothes, pressure cookers, blankets, quilts and other year-end items. Her wish is to finish building her home as she is now living in her parents’ home.
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La Sra. Elizabeth tiene 38 años tiene tres hijos que se encuentran en edad escolar, se dedica a la venta de artículos del hogar como frazadas, edredones, ollas y otros a crédito y al contado, ella vive en la zona de Minasa, ella entrega sus productos a crédito de manera mensual y quincenal entregando a domicilios y también visita mercados donde tiene mucha clientela este préstamo es el primero que ha tomado con la institución, la Sra. Elizabeth va a usar este préstamo para la compra de mercadería para su negocio, debido a que en fin de año los productos suben y ella desea abastecerse de mercadería, ya que también sus ventas se incrementan, Su razón para solicitar este préstamo es la falta de efectivo por lo cual la cliente se animo a solicitar el crédito, la Sra. Elizabeth enfrenta retos en su negocio que son la venta de artículos varios a crédito se ha incrementado estos últimos años, por lo cual la competencia es su mayor reto y va a utilizar los beneficios en la compra de ropa nueva, ollas de presión, frazadas, edredones, y otros artículos de fin de año, su deseo es quiere terminar de construir su vivienda, ya que actualmente vive en la casa de su padre.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 92
    View loans »
    Bolivia Loans Fundraising
  • $28,715,675
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Elizabeth to invest in purchasing merchandise for her business due to year-end sales increase.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 23, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013