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Avdije is a hairdresser. She is 34 years old and lives in the Ashkali community in Kosovo. She is married and has four children.

Until now, she has worked as a hairdresser on call who would travel to the client when she had requests for her service.

Advije now is in need of a loan of Euro 2,000 to open her own hair salon in her house. With the loan, she will buy inventory and tables and chairs. The loan will develop her business and increase the number of her clients. She uses her income to support her family.

She hopes that this loan will improve her business and allow her to attract more clients. In the future, she plans to develop her business more. Her goal is to give her children a better life.

Knowing that is Kiva loan, she wants to thank all Kiva lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 2
    View loans »
    Kosovo Loans Fundraising
  • $1,785,575
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Advije to buy inventory, tables, and chairs for her shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 23, 2012
Currency Exchange Loss:
Nov 17, 2014