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Segundo Gumercindo
Segundo is a 22-year-old man, single, and lives in the city of Chiclayo with his parents and siblings. He is a very friendly, hardworking, and enthusiastic person who has a great desire to get ahead. Unfortunately, he was not able to study toward a professional career in accounting due to the fact that since he was very young he had to work to help his family. They were very humble. In his free time he likes to distract himself watching television and sometimes he likes to cook some delicious Tallarines Rojos [a Peruvian spaghetti dish] to share with his family.

Through his own initiative and with a lot of hard work and dedication Segundo works in his small business selling legumes. He has a small stand where he makes his sales. Segundo works everyday from very early in the morning and he can work approximately twelve hours a day. He feels good doing his work and believes that it is going well due to the good prices he offers his customers.

Segundo is very grateful to the Kiva lenders because thanks to the help offered he can make his purchases of more merchandise for his business like legumes and tubers. In this way, Segundo will expand his business in a short amount of time. He will continue to work and dedicate himself to getting ahead and he hopes to be able to achieve his great dream of having his own house.
View original language description ↓
Segundo es un hombre de 22 años, es soltero, vive en la ciudad de Chiclayo con sus padres y hermanos, él es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente Segundo no pudo estudiar la carrera profesional de Contabilidad, ya que desde muy joven tuvo que trabajar para ayudar a su familia, puesto que eran muy humildes, en sus ratos libres le gusta distraerse viendo televisión y en algunas ocasiones cocina unos riquísimos Tallarines Rojos para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Segundo trabaja en su pequeño negocio de venta de menestras, él cuenta con un pequeño puesto donde realiza sus ventas, Segundo trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, él se siente a gusto realizando su labor y cree que le va bien por los buenos precios que ofrece a sus clientes.
Segundo se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mas mercadería para su negocio, tales como menestras y adicionará tubérculos, de esta manera en poco tiempo Segundo espera poder ampliar su negocio, así pues él seguirá trabajando y esforzándose para salir adelante y espera poder lograr su gran sueño de tener su casa propia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $54,558,900
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Segundo Gumercindo to buy merchandise for his business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 30, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013