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Utaratibu Group
In this Group: Mideso, Ntasheka, Mbilizi, Mutula, Machozi, Wabiwa, Zihalirwa, Zihalirwa, Ntagulwaguma, Nzigire, Kabesha
Machozi is the treasurer of the group Utaratibu. She is 43 years old, married to a businessman, and the mother of 8 children, all of whom attend school. She has been in the business of selling salted fish since her childhood. She is requesting this loan in order to be able to replenish her stock with 6 bags of salted fish.

The major obstacle that she faces regularly is the scarcity of her merchandise. She thanks Hekima and hopes to one day become a wholesaler.
View original language description ↓
La cliente Machozi est trésorière du groupe Utaratibu. Agée de 43 ans est mariée à un homme d’affaire et mère de 8 enfants tous scolarisés. Elle est vendeuse des poissons salés depuis sa jeunesse. elle sollicite ce credit pour lui permettre de s’approvisionnement en 6 sacs des poissons salés. L’obstacle majeur qu’elle connait régulièrement c’est la rareté de sa marchandise. Elle bénie Hekima et souhaite devenir grossiste.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,424,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Utaratibu Group's $5,400 loan helped a member purchase 6 bags of salted fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 23, 2012
Currency Exchange Loss:
Mar 15, 2013