Namudumbi is the president of the business group Tudumu. She is married to a farmer, the mother of 10 children all of whom attend school, and is 48 years old.
Namudumbi is requesting this loan to be able to purchase 20 empty barrels and 10 traditional chairs in order to resell them. Her main concern is building her own home through the profit enabled by this loan, and so she thanks Hekima.
La cliente Namudumbi est présidente de l’association d’affaire Tudumu. Elle est mariée à un cultivateur, mère de 10 enfants tous scolarisés à 48ans. Elle demande ce credit pour s’approvisionner en 20 bidons vides et 10 chaises traditionnelles pour le revendre. Son souci est de construire sa propre maison d’habitation au travers le bénéfice de ce credit et ainsi elle remercie Hekima.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.