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Mrs Nasreen is a 41-year-old lady. She has been running a tailoring business for the past 20 years. She is expert in stitching stylish dresses for women. She has six children. They are all studying in school level. Her husband's income is insufficient to provide all the necessities to his family members. She stitches for the people living around her house and uses the income to support her entire family. However, due to lack of availability of funds she is unable to meet the daily demands of her customers. She is currently in her first loan cycle and has borrowed PKR 15,000 from Kashf. She intends to use this loan amount to buy raw materials, including cloth, threads of different colors, lace, zippers, etc. This will help Nasreen to create a means of increasing her revenues, so she may be able to generate a healthier income. She desires to use the earned profits on the improvement of her house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $175 helped Nasreen to purchase cloth, threads of different colors, lace, zippers, etc.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013