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This is 41-year-old Sylvia. She is single and has three children, aged 15, 13 and 9 years. She has one additional dependent, a niece who lives with her.

In 2008, Sylvia established her cosmetics business. She began her business to support her husband when he went abroad for further studies.

Her business is located in the city center and her main customers are visitors to the market. Working seven days a week and eight hours a day, she earns about Le 850,000 every month from this business. She would like a loan in order to buy Le 3,000,000 worth of cosmetics.

In the future, Sylvia hopes to expand her business and also to access subsequent loans. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,318.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Sylvia to buy Le 3,000,000 worth of cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 23, 2012
Currency Exchange Loss:
May 17, 2013