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Update on John

John has been running a shop and a cafe for the past 11 years. Both businesses give him a combined income of KES 80,000 per month.

He has a good credit history and is now servicing his third loan term with KADET LTD. He will use the loan to purchase maize flour, sugar, soap and other stock to boost his shop.

He intends to use his anticipated profits to support his family and boost his cafeteria business. He is hopeful that his business will expand to other regions.

Previous Loan Details

John is 52 years old and married to Magdalene. They are blessed with four children. He runs a general shop and also a hotel in the area of Kibera. He has been in this business for the last 11 years and earns an income of 25,000 KES per month. John has a good credit history with KADET and he… More from John's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 618
    View loans »
    Kenya Loans Fundraising
  • $39,170,550
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped John to buy maize flour, sugar, soap and other stock to boost his shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 24, 2012
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for John. It was first posted on Kiva on Feb, 2012. Learn More