Jimmy is a 31-year-old married man with three children. He lives in Masindi, Uganda. He sells clothes for a living; a business he started six years ago. His business is located on a busy street where he serves the general public. Jimmy‘s dreams are to educate his children so they can obtain degrees, have a modern boutique that meets the tastes of his customers, and to buy a pool table to supplement his clothing business. Jimmy intends to use the loan to buy a pool table for business purposes.