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Update on Natalya

Natalya sells water filters, "Barrier" brand filters and replacement filter cartridges. Thanks to a previous loan, Natalya has renovated her salesroom. Now the store looks better and attracts more customers.

Like last time, this loan is needed to buy replacement filter cartridges. Natalya is a responsible client. She always makes her payments on time, and is always hard at work at the store.
View original language description ↓
Наталья продает фильтры для воды, фильтры «Барьер», сменные картриджи. Благодаря предыдущему кредиту, Наталья отремонтировала свое торговое помещение. Теперь оно выглядит лучше и привлекает больше покупателей.

Как и в прошлый раз кредит понадобился для закупки сменных картриджей для фильтров. Наталья - клиент порядочный, платит во время без опозданий, всегда торгует, трудолюбива.

Previous Loan Details

Natalya is a widow and has a 19-year-old daughter. She is a small entrepreneur from Berdyansk, where she runs a water filter sales business in one of the local malls. She started this business one year ago. Her current working capital is 20,000 Grivnyas and her profit is 5,500 Grivnyas. Nataly... More from Natalya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Natalya закупить сменные картриджи для фильтров.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Nov 16, 2012
Nov 23, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Natalya. It was first posted on Kiva on Oct, 2011. Learn More