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Update on Svetlana

Svetlana runs a store on the first floor of the downtown shopping center. She sells bags, belts, hats, scarves, socks and stockings. Svetlana is personable, hard-working, kind-hearted and a go-getter. These and other traits help Svetlana be successful in business. She is in need of this loan to expand her selection of winter wear.
View original language description ↓
Светлана торгует в Центральном универмаге на первом этаже. Она продает сумки, ремни, шапки, шарфы, носки, колготы. Свевтлана обходительна, трудолюбива, отзывчива, прдприимчива. Эти и другие качества помогают Светлане быть успешной в бизнесе. На этот раз кредит понадобился для увеличения ассортимента зимнего товара.

Previous Loan Details

Svetlana sells women hats, gloves, scarves, leather goods and belts at the local shopping center. She has significant experience in retail and has developed a reputation as a good and conscientious businesswoman. Svetlana constantly travels to purchase more inventory and keep the selection of ite... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,345,475
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Svetlana expand her selection of winter wear.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Nov 13, 2012
Nov 23, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Svetlana. It was first posted on Kiva on Oct, 2012. Learn More