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Ms Sobia is 25 years old and works from home as a tailor. She has been in this line of work for six years now and is proud to be contributing to her household income. When Sobia was not earning, her family was going through a severe financial crisis that compelled her to use her stitching skills in a productive manner. Her husband was the sole breadwinner of the family. Due to limited resources, none of their three sons was sent to school. Sobia felt it obligatory to change her family’s living standards and started working from home when her husband married again and stopped providing for his family. She is a brave woman and her hard work helped her establish a good clientele but she was having difficulty fulfilling large orders. That’s when her sister advised her to borrow from Kashf. She has requested RS 25,000 to purchase a new stitching machine, some thread with packs of laces and buttons. She hopes to earn more net income, which she will use for the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 199
    View loans »
    Pakistan Loans Fundraising
  • $13,099,075
    Funds lent in using Kiva
  • 96.0
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $275 helped Sobia to purchase a new sewing machine, thread, lace and buttons.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013