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María
The José Cesario Reyes Communal Bank meets every fortnight in Montecristi Canton, a place known for its rich pre-colonial culture and for its crafts that are famous both nationally and internationally; here is where the famous straw hats come from.

This is where María lives. She is 40 years old, she is married and she has four children aged 20, 17, 14 and 12. All of her children live at home, and two go to school. Her husband is a retailer.

María is requesting a loan in order to help her husband, who is a fishmonger. He travels around their town to sell his products with a three-wheel bike that he owns. He buys fish in the morning in the town of Manta form fishermen coming to the beaches of said town. He has been engaging in this activity for about 11 years, and tanks to this job he has succeeded in providing for their family.

The loan she is requesting will be used to buy fish to sell on a daily basis. She is a founding member of her Communal Bank and she likes it because of the support has received through the loans, as they have helped her getting ahead.

She dreams of buys a van to reach further areas where to sell their products.
View original language description ↓
EL Banco Comunal José Cesario Reyes se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora María, tiene 40 años de edad, está casada y de esta relación tienen cuatro hijos de 20, 17, 14 y 12 años de edad, todos sus hijos aun viven con ella y dos de ellos estudian en colegio. Su esposo es comerciante.

Doña María realiza el crédito para ayudar a su esposo el mismo que se dedica a la venta de pescado, su esposo se desplaza por toda la ciudad vendiendo sus productos en un triciclo de su propiedad, los mismos que en la madrugada compra en la ciudad de Manta a pescadores que llegan hasta las playas de esa ciudad, él tiene cerca de 11 años dedicado a esta actividad y es como ha sacado adelante a su familia.

Este crédito es para comprar pescado para la venta diaria. Es socia fundadora del Banco comunal y le gusta por la ayuda que les brindan estos créditos para salir adelante.

Su sueño es comprar un carro para recorrer con sus productos a otras partes más alejadas.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped María to buy fish to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013