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Angeles Ines
The Caminantes de Cristo communal bank meets every 15 days in the outskirts of Portoviejo. They meet in an area that is known as Las Piedras [The Stones] because it is very close to the rock quarries.

This is where Ángela, age 37, lives. She is married and has three children, ages 17, 15, and 13, and the children go to school. Her husband is a merchant. Ángela is a very hard-working woman. She devotes herself to commerce in order to be able to earn something on her own. She does this to help her children with their educational expenses.

She sells clothes by catalog and Avon and Sayson products (beauty products, perfume, and women’s accessories). She sells door to door, and she works every day in the afternoons or when she can. She gives credit, and she collects on the week-ends. She has been in this business for over 12 years; therefore she has a lot of clientele.

She will use this loan to buy clothes, perfume, and creams, among other things that she sells. She has been in the communal bank for over four years, and she likes it because she has been able to finance her business with the loans.

Her dream is to see her children finish their education and become professionals.
View original language description ↓
El Banco Comunal Caminantes de Cristo se reúne cada quince días en las afueras de Portoviejo un el sector conocido como Las Piedras porque está muy cerca de unas canteras de roca.

En este lugar vive la señora Ángela tiene 37 años de edad, está casada y de esta relación tiene tres hijos de 17, 15 y 13 años que estudian en colegio. Su esposo se dedica al comercio.

La señora Ángela es una mujer muy trabajadora que se dedica al comercio para poder ganar algo por su cuenta y así ayudar a sus hijos con los gastos de sus estudios, ella vende ropa por catalogo y productos de Avon y Sayson (productos de belleza, perfumería y accesorios para damas), su forma de venta es puerta a puerta y trabaja todos los días en las tardes o cuando puede, deja a crédito y cobra todos los fines de semana, lleva más de 12 años con este negocio por lo cual tiene mucha clientela.

Este crédito lo va a emplear en comprar ropa, perfumes, cremas entre otras cosas que vende. Lleva más de cuatro años en el Banco Comunal y le gusta porque con los créditos ella ha podido financiar su negocio.

Su sueño es ver que sus hijos terminen sus estudios y sean profesionales.


About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,104,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Angeles Ines to buy clothes, perfume, and creams, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013