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Gloria Maribel
Caminantes de Cristo (Travelers in Christ) is a Communal Bank that meets every fortnight in the outskirts of Portoviejo in a sector known as Las Piedras. This place is known because it’s near a rock quarry, hence its name.

This is where Gloria lives. She is 30 years old, she is married and she has four children aged 11, 9, 6 and 2, and the first three go to school. Her husband is a taxi driver.

A few years ago, Gloria studied beauty consultation and personal makeover in an academy of the El Carmen canton. She is a good mother who, on top of caring for her family also engages in offering beauty consultations and personal makeover services. Her customers come to her house to receive beauty treatments such as nail varnishing, haircuts, hair coloring, even though she manly works at her customers’ houses. Thanks to the loans she has already received she has been able to buy the tools she needs to provide the good service she is now renown and requested for. She also sells Yanbal products (beauty products, cosmetics, perfumes and accessories for ladies) while doing her beauty job. She has benne engages in this activity for more than 8 years and things are going very well.

She is requesting a new loan to buy Yanbal products, hair dyes, nail varnishes and other items for her activity. She has been a member of her Communal Bank since the beginning, and she likes it for the benefits she receives from the institution.

She dreams of owning a big beauty salon.
View original language description ↓
El Banco Comunal Caminantes de Cristo se reúne cada quince días en las afueras de Portoviejo en un sector conocido como Las Piedras porque está muy cerca de unas canteras de roca.

En este lugar vive la señora Gloria, tiene 30 años de edad, está casada y de esta relación tienen cuatro hijos, de 11, 9, 6 y de 2 años, los tres mayores estudian en escuela. Su esposo es taxista.

Hace algunos años la señora Gloria aprendió belleza y arreglo personal en una academia en el cantón El Carmen. Ella es una muy buena madre que además de atender su hogar se dedica a realizar trabajos de belleza y arreglo personal, sus clientes llegan hasta su casa para que le realice trabajos como pintado de uñas, cortes de cabello y tinturados, aunque la mayor parte de sus trabajos los realiza a domicilio. Con los créditos que ha ido recibiendo ha podido comprar las herramientas necesarias para dar un buen servicio por lo cual es muy solicitada, ella también vende productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas) cuando realiza sus trabajos. Lleva más de 8 años en esta actividad y le va muy bien.

Este crédito es para comprar productos de Yanbal, tintes, esmaltes y otros materiales para su trabajo. Esta desde el inicio en el Banco Comunal y le gusta por los beneficios que recibe de la institución.

Su sueño es tener un gran salón de belleza.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Gloria Maribel to buy Yanbal products, hair dyes, nail varnishes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013