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Ines Patricia

Update on Ines Patricia

Inés continues with the same activity selling cosmetics and beauty products at various places like offices and homes where orders are placed. This loan is her third sequence in the institution and she relates that she did very well with the previous loan that she used to buy shirts and sweaters. On this occasion, she requests the loan to buy perfume and cosmetics the reason being to increase working capital to be able to improve her family’s quality of life.
View original language description ↓
La Sra. Inés sigue con la misma actividad de la venta de cosméticos y productos de belleza ella entrega a distintos lugares oficinas y domicilios donde le hacen pedidos, este préstamo es su tercera secuencia dentro de la institución, cuenta que le fue muy bien con el anterior credito que lo utilizo en la compra de camisas y chompas y en esta ocacion solicita el credito para la compra de perfumes y cosméticos, la razón para solicitar este préstamo es incrementar su capital de trabajo y asi de esta manera mejorra la calidad d evida de su familia.

Previous Loan Details

Ines is 46 years old, married, and has 2 children aged 19 and 25. She has a business selling cosmetics and beauty products that she delivers to various offices and homes where she takes her orders. This will be her second loan with this institution. Ines will use this loan to buy shirts and sw... More from Ines Patricia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 208
    View loans »
    Bolivia Loans Fundraising
  • $31,401,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ines Patricia to buy perfume and cosmetics at wholesale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 22, 2012
Currency Exchange Loss:
Jul 17, 2013
This photo was used before for a previous loan for Ines Patricia. It was first posted on Kiva on Apr, 2012. Learn More