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Deici Vicenta
The communal bank Soraya meets every two weeks in Montecristi, known for its rich pre-colonial culture and its handicrafts which is recognized nationally and internationally; a place known for its famous Panama hats. Deici lives here. She is 57 years old, married and has seven children, six of whom are older and the youngest, 16, studies in school, three of her children still live with her. Her husband is a teacher in a local school.

Deici is a very good housewife and earns her own income and with this she helps her husband. She sells all types of clothing. She has a small place in her house where she makes her sales. The majority of her sales are through customer orders made in advance. She works every day; her customers pay on credit and pay every two weeks. Her merchandise is brought from Peru and Colombia. She has been doing this for 17 years and is doing very well.

This loan is to buy undergarments, pants, shirts, blouses and children’s clothing. She is a founding member of the communal bank and she likes the ease of the payments.

Her dream is to have a big store.
View original language description ↓
EL Banco Comunal Soraya se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Deisi, tiene 57 años de edad, está casada y de esta relación tiene siete hijos, seis de los cuales ya son mayores de edad y el menor de 16 años que estudia en el colegio, tres de sus hijos aun viven con ella. Su esposo es maestro en una escuela de la localidad.

Doña Deisi es una muy buena ama de casa que para obtener sus propios ingresos y con estos ayudar a su esposo se dedica a la venta de ropa de todo tipo, ella tiene un pequeño local en su casa en el cual realiza sus ventas, la mayor parte de sus ventas son a través pedidos que sus clientes realizan con anticipación. Trabaja todos los días, deja a crédito a sus clientes y cobra cada quince días. Su mercadería se la trae desde Perú o Colombia, son 17 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar ropa interior, pantalones, camisetas, blusas y ropa de niños. Es socia fundadora del Banco comunal y le gusta la facilidad de los pagos.

Su sueño es tener un gran almacén.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Deici Vicenta to buy undergarments, pants, shirts, blouses and children’s clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013