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Update on Hernan

Hernan was born in Tiraque, in the Department of Cochabamba. He lives with his wife Gerarda in his community with his family and with his youngest son. His home is rustic, constructed of adobe with a tile and mud roof. The economic activity in this area is agriculture. They produce tubers and grains. Production is seasonal in this area due to the high valley altitudes.

The loan that is being requested is to purchase chicken droppings for fertilizer and potato seeds. The client would like to increase his income in the upcoming years and also improve his family's quality of life. For this reason he is requesting a loan from our organization. The agricultural work is done by most of his family, sometimes with the assistance of neighbors during planting and harvesting.
View original language description ↓
El señor Hernan es nacido en el municipio de Tiraque del Departamento de Cochabamba, actualmente vive con su esposa Gerarda en su comunidad con su familia y con su hijo menor, la descripción de su casa es rustica está construido de barro con techo de teja con revoques de barro. La actividad económica es la agricultura que produce tubérculos y cereales, la producción es estacional en la zona, son alturas del valle alto. El préstamo que está solicitando es para la compra de abono de gallina y semilla de papa, el cliente tiene interés de superar sus ingresos económicos en los próximos años como también mejorar la calidad de vida en su familia, los trabajos agrícolas lo realizan mayor parte toda la familia en algunos casos utiliza ayuda de sus vecinos para la siembra y la cosecha.

Previous Loan Details

Señor Hernán M. is an unassuming man who lives in the community of Huayllapujru, in the province of Tiraque, Cochabamba department. He lives with his family. His son is a young man who would love to increase his income. Their house is made of adobe with a thatched roof and the interior is plaster... More from Hernan's previous loan »

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 131
    View loans »
    Bolivia Loans Fundraising
  • $33,143,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Hernan to buy fertilizer and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013