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Hadiya is 42 years old and lives in the town of Mbarara in the Mbarara region of Uganda. She is married and has 5 children, with 2 of them currently in school. For the past 6 years, Hadiya has been working hard to manage her grocery store, which sells sugar, rice, posho (maize flour) and fish.

To help expand her business, Hadiya has requested a loan of 3,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy more commodities such as rice and maize flour for the store and will help Hadiya to generate greater profits and help the borrower increase sales from the stock, hence improving living standards. Hadiya hopes that in the future she will be able to own her own supermarket.

Hadiya is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Hadiya who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,638.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Hadiya to buy more commodities such as rice and maize flour for the store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 10, 2012
Nov 29, 2012
Currency Exchange Loss:
Dec 17, 2013