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Elisa
Elisa is part of Los Luceros Communal Bank in the Padre Las Casas community in the city of Temuco. She has made a living with a grocery store for nine years. She says she works every day, along with her daughter. She sells her customers groceries, fruit, and assorted merchandise. She fixed up a place in her house to put in her store and be safer and close to her home. She buys the merchandise and supplies she needs in various supermarkets and street fairs where she finds vegetables and fruits to stock her business at a low cost, so it's economically advantageous.

With the loan she'll buy a refrigerator and rice, pasta, oil, salt, butter, and other merchandise.

One of Elisa's goals is to continue with her business, to be able to stock it even more so she'll have more customers and generate greater income for her household and have a better quality of life.

Elisa lives with her daughter, who helps her with the sales in her business. Her dream for work is to be able to expand her business and have more customers and to offer other types of merchandise. On a personal level, she wants to have good health to continue taking care of her business.

She's very happy about and grateful for the opportunity from Fondo Esperanza because it will allow her to invest in her business. She says the training sessions have been fundamental for her business and for her personal development because she has learned to better organize and distribute her income and investments.

Padre Las Casas is a community in the south of Chile near the city of Temuco in the Araucanía region. It was named in honor of the Spanish priest Bartolomé de Las Casas who was a defender of the indigenous people during the conquest. There's a large Mapuche population in this community, and its economy is based on agro-industry and commercial services.
View original language description ↓
Elisa forma parte del Banco Comunal “Los Luceros” pertenecientes a la comuna de Padre las Casas, ubicada en la ciudad de Temuco.
Ella se dedica al rubro de venta de almacén, desde hace 9 años. Comenta que trabaja todos los días, junto con su hija, ofrece abarrotes, frutas y mercadería surtida a su clientela. Habilitó un lugar de su casa para poner su almacén y estar más segura y ceca de su hogar.
La mercadería e insumos que va necesitando los compra en diferentes supermercados y ferias donde encuentra verduras y frutas para abastecer su negocio a bajo costo, por lo tanto conveniente económicamente.
Con el crédito compra una heladera y mercadería como arroz, tallarines, aceites, sal, mantequilla, entre otros.
Una de las metas de Elisa es continuar con su negocio, poder surtirlo aun más, para tener más clientela y así generar mayores ingresos para su hogar y optar a una mejor calidad de vida.
Elisa vive junto a su hija quien le ayuda con las ventas del negocio. Sus sueños a nivel laboral es poder agrandar su negocio y tener más clientela, ofrecer otro tipo de mercadería y a nivel personal tener buena salud para seguir atendiendo su negocio.
Ella está muy contenta y agradecida de la oportunidad brindada por Fondo Esperanza, ya que le permitirá invertir en su negocio. Comenta que las capacitaciones han sido fundamentales para su negocio y también para su desarrollo personal, ya que ha aprendido a organizar y distribuir de mejor manera sus ingresos e inversiones.
Padre Las Casas es una comuna del sur de Chile, cercana a la ciudad de Temuco, región de la Araucanía. Su nombre le fue dado en honor al sacerdote español Bartolomé de Las Casas, quien fue un defensor de los indígenas durante la conquista de América. Destaca una numerosa población mapuche en esta comuna. Basa su economía en la agroindustria y servicios comerciales.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 478.4
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Elisa to buy a refrigerator and rice, pasta, oil, salt, butter, and other merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Nov 23, 2012
Listed
Nov 22, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013