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Margoth Elizabeth

Update on Margoth Elizabeth

Margoth Elizabeth is 22 years old. She is single, doesn't have any children, and lives with her mother in Cuatro Esquinas neighborhood, in Guaranda, in Bolívar province.

Margoth Elizabeth is a member of the 'Cuatro Esquinas Central' group which is located 20 minutes from the office. It has 16 members who are all from the same community.

Margoth Elizabeth's business is raising pigs and chickens. She also studies. She makes her sales and purchases in the city of Guaranda and in her own neighborhood.

Margoth Elizabeth is requesting this loan to buy chickens, nutritionally-balanced feed and vaccines. With the help of this loan, she will be able to buy vaccines so that her animals are in a good condition before she sells them.

Margoth Elizabeth's dream is to own her own truck. The challenge that she faces is one of competition. In her free time, she enjoys relaxing and taking part in Carnaval celebrations.
View original language description ↓
Margoth Elizabeth tiene 22 años de edad es soltera no tiene hijos vive con la madre en Guaranda Sector Cuatro Esquinas Provincia de Bolívar.

Es integrante de la VRC Cuatro Esquinas Central. esta ubicada a 20 minutos de la oficina conformada por 16 socios que son de la misma comunidad.

Margoth Elizabeth se dedica a la crianza de cerdos, pollos, además estudia. Las compras y las ventas lo realiza en la Ciudad de Guaranda y en el sector donde vive.

Solicita el crédito para la compra de pollos, balanceado y vacunas. Con la ayuda del crédito podrá comprar las vacunas para que los animales esten en buenas condiciones para venderlos.
El sueño es tener un propio camión. Los deafíos a los que se enfrenta es la competencia.
En el tiempo libre le gusta descansar y disgrutar de las fiestas del carnaval.

Previous Loan Details

Margoth Elizabeth, 21, is single and has no children. She lives with her mother in Guaranda, Cuatro Esquinas Sector in Bolívar Province. The “Cuatro Esquinas Central” communal bank has 12 members who are from Cuatro Esquinas. They carry out a variety of activities like farming, animal husban... More from Margoth Elizabeth's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Margoth Elizabeth to buy chickens, nutritionally-balanced feed and vaccines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 6, 2012
Listed
Nov 22, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 20, 2013