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Laura Matilde

Update on Laura Matilde

Laura Matilde is 36 years old. She is married and has one child. She lives in the Cuatro Esquinas neighborhood of Guaranda, in the province of Bolívar.

She is a member of the Cuatro Esquinas Central community bank. She lives twenty minutes from the office. The community bank is made up of 16 members who all live in Cuatro Esquinas.

Laura Matilde makes a living raising and selling chickens. She has requested a loan to buy chickens, vaccinations, and chicken feed. She makes her purchases and sales in Guaranda. With the help of this loan she will be able to continue her business.

Her dream is to have her own vehicle which she can use to transport the animals. The challenge she has come across is her competition. In her free time she likes to relax and is looking forward to enjoying the Christmas season.
View original language description ↓
Laura Matilde tiene 36 años de edad es casada tiene un hijo vive en Guaranda Sector Cuatro esquinas Provincia de Bolívar.

Es integrante de la VRC Cuatro Esquinas Central. esta ubicada a 20 minutos de la oficina conformada por 16 socios que son de la misma comunidad.

Laura Matilde se dedica a la crianza y venta de pollos.
Solicita el crédito para comprar pollos, vacunas, balanceado. Las compras y las ventas los realiza en Guaranda.Con la ayuda del crédito podrá continuar con el negocio.

El sueño es tener un propio vehículo para transportar los animales. El desafío al que se enfrenta es la competencia.
En los momentos libres le gusta descansar y disfrutar de la época de navidad.

Previous Loan Details

Laura Matilde is 35 years old, married, and has one son. She lives in Guaranda, Cuatro Esquinas, in Bolívar province. The Cuatro Esquinas Central community bank has 12 members who live in Cuatro Esquinas. The members all work in different business activities such as farming, livestock raisin... More from Laura Matilde's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 98
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Laura Matilde to buy chickens, vaccinations and chicken feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 6, 2012
Listed
Nov 22, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 20, 2013