Gladys América, 54, is in a free union and has no children. She lives in relatives’ house in Guaranda. She’s a member of the “Cuatro Esquinas Central” communal bank located 20 minutes from the office; it has 16 members who are from the same community. Gladys América works raising and selling chickens. She’s requesting the loan to buy chicks, vaccines and feed. With help from the loan she will be able to buy chicks to raise, fatten up and sell. She will make her purchases in Guaranda. Her dream is to own a farm. She likes to rest in her free time and to enjoy the Christmas festivities.
GLADYS AMERICA tiene 54 años de edad de estado civil unión libre no tiene hijos, vive en casa de unos familiares en la ciudad de Guaranda.
Es integrante de la VRC Cuatro Esquinas Central. esta ubicada a 20 minutos de la oficina conformada por 16 socios que son de la misma comunidad.
GLADYS AMERICA se dedica a la crianza y venta de pollos. Solicita el crédito para comprar pollos, vacunas, balanceado. Con la ayuda del crédito podrá comprar los pollos para criarlos, engordarlos y venderlos. Las compras las realizará en la ciudad de Guaranda. El sueño es tener una granja.
En el tiempo libre le gusta descanzar y disfrutar de las fiestas de navidad.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!