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Adjoa is a petty trader. She sells diapers, sanitary towels, panties, ladies wear, children's dresses, children's toys and other items in Abura. She has been in this business for some years now. Adjoa is married. She uses her income to support her husband in paying their utility and accommodation bills. She needs this loan to enable her to purchase more items such as diapers, sanitary towels and dresses for ladies and children, for the purpose of reselling. With the new profit, she plans to expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 36
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Adjoa to purchase items such as diapers, sanitary towels and dresses for ladies and children in order to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 23, 2012
Currency Exchange Loss:
Apr 17, 2013