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Urbano
Urbano is a 42-year-old, who lives in the city of Chiclayo. He is a single dad to two children who he loves and who are his driving force in life. Urbano is a very friendly, hardworking and enthusiastic person who puts all his effort into getting his family ahead in life. Unfortunately Urbano was unable to finish primary school as he had to work from very early on to support his parents given that his family had a very low income, although he very much would have liked to have pursued a professional career in Accountancy. In his free time, Urbano likes watching television and on some occasions cooks a delicious dish of rice with duck to spoil his children as it is their favorite food.

At his own initiative, and with a lot of hard work and dedication, Urbano works providing his freighting services, and has a small motorcycle with an attached trailer which he uses to work. Urbano works every day from the early hours in the morning and he can do this for approximately 12 hours. He feels comfortable performing his job and thinks that it is going well because of the friendly treatment that he offers to his customers.

Urbano is very grateful to the Kiva loan lenders as it is thanks to the help given that he will be able to repair and overhaul his motorcycle. In this manner he will be able to rely on his work tool that is in good conditions to continue offering his services. That is how Urbano will continue working and forging ahead to make his biggest dream come true, that of seeing his children become good professionals.
View original language description ↓
Urbano es un hombre de 42 años, vive en la ciudad de Chiclayo, es padres soltero, tiene 2 hijos, a quienes ama y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente Urbano no pudo culminar sus estudios primarios, ya que desde muy joven tuvo que trabajar para apoyar a sus padres, puesto que su familia era muy humilde, pero le hubiera gustado mucho poder estudiar la carrera profesional de Contabilidad, en sus ratos libres le gusta ver televisión y en algunas ocasiones cocina un riquísimo Arroz con Pato para engreír a sus hijos, ya que esta es su comida favorita.
Por iniciativa propia, con mucho empeño y dedicación, Urbano trabaja brindando servicios de carga, él cuenta con una pequeña motocarga la cual utiliza para trabajar, Urbano trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 12 horas, él se siente a gusto realizando su labor y cree que le va bien por el trato amable que brinda a sus clientes.
Urbano se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción y el mantenimiento general de su motocarga, de esta manera podrá contar con su herramienta de trabajo en buenas condiciones para poder seguir brindando sus servicios, así pues Urbano seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus hijos convertidos en buenos profesionales.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $55,191,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Urbano to repair and overhaul his motorcycle with an attached trailer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 27, 2012
Listed
Nov 22, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013