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Shalom Isabel

Update on Shalom Isabel

[Shalom Isabel] continues to be a part of the Asociación Arariwa communal band and continues selling cosmetics. She is a responsible, friendly person who moves her family ahead. She is asking for a loan in order to buy perfumes, ear rings, necklaces, and some other things. She is happy about the loan and promises to pay on time.
View original language description ↓
La socia continúa en el banco comunal de la Asociación Arariwa y con la venta de cosméticos. Ella es una persona responsable y amable que saca adelante a su familia. Solicita el préstamo para comprar perfumes, aretes, collares y otras cosas más. Está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

She continues selling beauty products like perfume, cream and lipstick and she also continues selling grains like quinoa, wheat and barley to various grocery stores. She is able to support her children by means of these businesses. Her dream is to have a permanent locale from which to sell the ... More from Shalom Isabel's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $6,715
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $55,060,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Shalom Isabel to buy inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 29, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013