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Roxana Elizabeth
Roxana Elizabeth, 36, lives with her mother in a house of her own; she has worked as a messenger for a local firm near her place of residence for several years now. She’s a determined, tenacious woman who is dedicated to her work and who wants a better future for her and her family which is what’s most important and what pushes her to seek better life alternatives. She lives in a very humble part of the country and they need electricity at home because it’s a basic household need. Roxana knows that it’s fundamental for her family to have a better quality of life which is why she’s asked Integral for a loan to buy an ecological, energy-saving lamp that will provide quality, low-cost light at home. Roxana Elizabeth is very cheerful and enthusiastic about the support and is sure that she’ll repay the loan while at the same time trusts in god that she will be able to provide her family with the life they deserve.
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Roxana Elizabeth de treinta y seis años de edad vive junto a su madre en casa propia, ella se dedica al trabajo de ordenanza en una empresa cercana a la localidad donde vive desde hace ya varios años, es una mujer dedicada a su labor, decidida y luchadora quiere un futuro mejor para ella y su familia que es lo mas importante y lo que la impulsa a buscar mejores alternativas de vida, habita en una zona humilde del país y en su vivienda necesitan luz eléctrica, pues es algo básico para el hogar, Roxana sabe que es muy fundamental para que su familia tenga una mejor calidad de vida por eso le ha solicitado a INTEGRAL un credito que le permita comprar una lámpara ahorrativa ecológica que le brinde luz de calidad y a bajo costo en su vivienda. Roxana Elizabeth esta muy alegre y entusiasmada con el apoyo, asegura que cancelara la deuda y a la vez tiene la esperanza en Dios que le ofrecerá a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.

This Kiva loan will be either be a cash laon or an in-kind loan.  An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 828
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $150 helped Roxana Elizabeth to buy an ecological, energy-saving lamp.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 22, 2012
Currency Exchange Loss:
Dec 19, 2013