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José Santos
José is 53 years old. He’s a widower and has two children. He’s been running a store out of his home for three years. He got the idea because he needed to bring an extra income into the family and he learned the business from some friends with similar businesses. He also works as a guard.

The loan he is requesting through Fundación Campo is to buy cheese, cream, and other milk products to sell in his store and for his children to sell door to door. Jose does this because he noticed that these new products bring him good earnings and he is able to satisfy his customers’ needs for these products. He needs to generate a good income since he is the only one who works and he wants to improve his family’s health, feeding, and clothing and he knows that he can do it through his business because he doesn’t earn enough as a guard.

He hopes to expand his business so that he can better serve his customers and improve his home. He wants to stop working as a guard some day because he says that it’s dangerous. He prefers to focus on his business.
View original language description ↓
Don José tiene 53 años de edad, es viudo y tiene dos hijos. Él tiene tres años de administrar su propia tienda en su casa, la idea surgió debido a la necesidad de llevar un ingreso extra a su familia. Aprendió este negocio, a través de unos amigos que tienen negocios. Él, además siempre se ha dedicado a prestar sus servicios de vigilante.

El préstamo que esta solicitando a Fundación Campo, es para comprar queso, crema, guajada, entre otros lácteos, para vender en la tienda y también sus hijos saldrán a vender casa por casa. Esto lo hace debido a que José ha identificado que esos nuevos productos le dejaran buenas ganancias, además que satisfará la necesidad de sus clientes que le buscan estos productos. Él necesita obtener buenos ingresos, ya que solo él trabaja y busca mejorar la salud, alimentación y vestuario de su familia y sabe que a través de su negocio lo puede realizar, ya que solo con el salario que recibe por prestar sus servicios como vigilante no le alcanza.

Su propósito es que su negocio crezca, para atender mejor a sus clientes y mejorar su vivienda; para dejar de laborar como vigilante algún día; ya que nos comenta que es muy peligroso y solo quedarse con el negocio.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 684
    View loans »
    El Salvador Loans Fundraising
  • $25,086,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Santos to buy milk products for his store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013