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Jose Santos
José Santos, 31 years old, lives with his life partner and his children in his own house. He has been engaged in traditional fishing and agriculture for many years now. He is an enterprising, honest, and very determined man. He wants a better future for him and his family, which is fundamental and what drives him to look for better opportunities in life. He lives in a rural zone of the country and in his home he does not have electricity. These days, electricity in the home is a basic necessity, which permits them to obtain a better quality of life.

José is fully aware that it is very indispensable, and therefore he decided to apply to INTEGRAL for a loan that allows him to buy an ecological energy-saver lamp that provides him with an efficient solution for his environment. It costs less and furthermore, with auto-renewable energy, it is exactly what he needs for his home to offer better living conditions. José Santos is already appreciative of the help he is about to receive and assures you that he will be able to pay off the debt and at the same time he is confident in that God will offer his family a full life.
View original language description ↓
José Santos de treinta y un años de edad vive junto a su compañera de vida, sus hijos en casa propia, él se dedica a la pesca artesanal y agricultura desde hace ya varios años, es un hombre emprendedor, honesto y muy luchador quiere un futuro mejor para el y su familia que es lo primordial y lo que lo impulsa a buscar mejores oportunidades de vida, habita en una zona rural del país y en su vivienda no posee energía eléctrica, y en estos tiempos para el hogar la luz es una necesidad básica, que les permite obtener una mejor calidad de vida José esta plenamente consiente que es muy indispensable por eso se decidió a solicitarle a INTEGRAL un crédito que le permita comprar una lámpara ahorrativa ecológica que le brinde una solución eficiente para su entorno, es a bajo costo y además con energía auto renovable, es exactamente lo que el necesita para que su vivienda ofrezca mejores condiciones de vida. José Santos agradece desde ya la ayuda por recibir y asegura que podrá cancelar la deuda y a la vez tiene confianza en Dios que le ofrecerá a su familia una vida plena.

Additional Information

More information about this loan

This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.

This Kiva loan will be either be a cash laon or an in-kind loan.  An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 601
    View loans »
    El Salvador Loans Fundraising
  • $22,179,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $150 helped Jose Santos to buy an ecological energy-saver lamp.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 1, 2012
Listed
Nov 22, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013