José is fully aware that it is very indispensable, and therefore he decided to apply to INTEGRAL for a loan that allows him to buy an ecological energy-saver lamp that provides him with an efficient solution for his environment. It costs less and furthermore, with auto-renewable energy, it is exactly what he needs for his home to offer better living conditions. José Santos is already appreciative of the help he is about to receive and assures you that he will be able to pay off the debt and at the same time he is confident in that God will offer his family a full life.
More information about this loan
This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.
This Kiva loan will be either be a cash laon or an in-kind loan. An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
About El Salvador
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