Blanca Esther, 44 years old, lives with her life partner and their children in their own home. She has worked in agriculture and fishing for several years. She is a humble, dedicated, and enterprising woman who wants a better future for herself and her family. To her, this is the most important thing and it is what drives her to search for better alternatives. She lives in a rural area of the country and her home does not have electric lighting. These days, this is a basic necessity for the home, and Blanca knows that lighting is fundamental for her family to have a better quality of life. Therefore, she decided to request a loan from Integral. This loan will allow her to buy an environmentally-friendly lamp. This gives her an effective solution to her problem since it is low in cost, and it also uses renewable energy resources. This is just what she needs in order to have lighting at night in her home. Blanca Esther is very happy and enthusiastic for the help, and assures that she will pay off her debt. She also has confidence in God that he will provide her family with a full life.
Blanca Esther de cuarenta y cuatro años de edad vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica a la agricultura y pesca desde hace ya varios años, es una mujer humilde, decidida y emprendedora quiere un futuro mejor para ella y su familia que es lo mas importante y lo que la impulsa a buscar mejores alternativas de vida, habita en una zona rural del país y en su vivienda no posee luz eléctrica, hoy en dia es una necesidad básica para el hogar y Blanca sabe que es muy fundamental para que su familia tenga una mejor calidad de vida por eso se decidió a solicitarle a INTEGRAL un credito que le permita comprar una lámpara ahorrativa ecológica que le brinde una solución efectiva y amigable a su entorno ya que es de bajo costo, y además con energía auto renovable, es justo lo que ella necesita para que existiera luz por la noche en su vivienda. Blanca Esther esta muy contenta y entusiasmada con el apoyo, asegura que cancelara la deuda y a la vez confía en Dios que le ofrecerá a su familia una vida plena.
More information about this loan
This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.
This Kiva loan will be either be a cash laon or an in-kind loan. An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.