Andonina is 38 years old and is married with six children who are all in school. She lives in Kitale county, Kenya. For the past five years she has been a farmer who produces maize, vegetables, and tomatoes that she sells at her local market. Andonina's major business challenges include pests and disease.
Andonina is requesting a 62,400 KES from Juhudi Kilimo to buy and insure a dairy cow. She will use the income from her loan to improve her living standards and pay school fees for her children. In the future, Andonina hopes to buy a piece of land and three more dairy cows.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.