Odette lives in Gitega and is a member of the Tambuka group. She is 33 years old and married to a mason named Faustin. Odette and Faustin have five children, the youngest of whom is in the second year of primary school, and the eldest of whom is in the eighth year of schooling.
Odette has been selling beer for four years now.
She is on her ninth loan from Turame. With the KIVA loan that she obtains, she will increase her capital and buy lots of cases of beer to resell in order to earn more money.
The profits from her business have allowed her to buy a cow and they also enable her to buy clothing for her children and pay for her children's schooling.
Odette fait partie du groupe Tambuka et habite à Gitega. Elle a 33 ans et mariée à Faustin, un maçon. Ensemble ils ont 5 enfants, dont le cadet étudie en 2e Année primaire et l’aîné en 8e Année.
Elle fait le commerce de bière depuis 4 ans.
Elle est à son neuvième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup de casiers de bière à revendre pour gagner plus.
Le gain de son commerce lui a permis d’acheter une vache et il contribue dans la scolarisation des enfants et dans l’achat de leurs habits.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.