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Nonvigbe Group
In this Group: Léa, Ambroisine, Romance
The NONVIGBE group consists of three people who live in the same neighborhood. The group’s representative is Lea, seen with her hand raised in the photo. Lea, age 38, is married to a driver named Julien. The couple have three dependent children, some of whom go to school. Lea and Julien live together with their children, and the couple handle the various household responsibilities together.

Lea never went to school. She started to sell food products from her home nearly four years ago. This activity allows her to provide fairly well for her family’s needs.

To achieve customer satisfaction, Lea wishes to bolster her activity. To that end, she is seeking a first loan from ALIDé together with the other members of the group NONVIGBE.
Le groupe NONVIGBE est formé de trois personnes qui habitent dans le même quartier. La représentante de ce groupe, nommée Léa, âgée de 38 ans, est celle dont la main est levée sur la photo. Léa est mariée à un chauffeur du nom de Julien. Le couple a trois enfants, dont certains scolarisés et tous à leur charge. Léa, et Julien vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Léa n’a pas fréquenté. Il y a près de quatre ans que Léa exerce comme activité, la vente des produits vivriers à son domicile ; ce qui lui permet de répondre sans grande difficulté aux besoins de sa famille. Dans le souci de mieux répondre aux exigences de sa clientèle, Léa désire renforcer son activité. Pour ce faire, Léa sollicite, ensemble avec les autres membres du groupe NONVIGBE, un premier crédit auprès de ALIDé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 510.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nonvigbe Group's $300 loan helped a member to buy food products for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Nov 22, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 22, 2013