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Antoine is 43 years old, married, and has three children between 3 and 18 years of age. He sells lemonade and other local drinks. He currently employs three people to help him, and he has 20 years of experience in this work.

Antoine has requested a Kiva loan via Vision Finance Company in order to buy various more drinks for resale. If there are profits, he will be able to save money for his future, to pay school fees for his children, and to reinvest in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 14
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 629.1
    Rwanda Francs (RWF) = $1 USD