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Surendra is a 30-year-old physically disabled person living with his wife and one child, in the small village of Puri in Odisha, India. He is engaged in doing carpentry. He takes orders from his customers for making doors, chairs, tables etc. He earns 8,000 INR per month from this activity, which is not sufficient for his family to survive.

He wants to enlarge his business by taking orders in bulk from his customers and fulfilling their demands on time. He wants to purchase new and advanced tools for making furniture and wooden logs to prepare ready-made furniture like small tables, coffee tables etc.

He has applied for a loan of 20,000 INR for purchasing the above items. He says that by doing so, his monthly income will increase and he will be able to give his family a good standard of living.
He has a dream of having his child study in a good school and saving some money for his family’s bright future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 155
    View loans »
    India Loans Fundraising
  • $5,195,225
    Funds lent in using Kiva
  • 55.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Surendra to purchase tools and wooden logs for making furniture .
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2012
Nov 23, 2012
Currency Exchange Loss: