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Kamalamani is a 29-year-old divorced lady who lives in her parental house with her mother, younger brother and her daughter, age 8 years old. Three years back, her husband divorced her and then she came to her parental house. She does not want to be a burden on her family, so she started to sell rice in the village. Every day, the daily laborers are buying rice from her. In this way, she earns 3,500 Indian rupees (INR) per month. She has two years of experience in this business. This income is not enough for her family’s cash flow. She wants to grow her business and to purchase rice in bulk.

Kamalamani has requested a loan of 20,000 INR for purchasing rice in bulk so that she can grow her business and fulfill her customers' demands. She hopes to provide better education and study materials to her daughter and take good care of her parents. She can live a happy life with her family members and fulfill her family members' requirements.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $2,900
    Average annual income
  • 19
    View loans »
    India Loans Fundraising
  • $4,286,275
    Funds lent in using Kiva
  • 55.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Kamalamani to pay for purchasing rice in bulk for sale.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Nov 17, 2012
Nov 22, 2012
Currency Exchange Loss: