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Gaibullo is a young cook with a large work experience. He works as a cook at a restaurant and loves his work very much.

Gaibullo is married and he has two young children. They moved to a new apartment not long ago and he would like to repair it. His pay is good, but to save up money for such expenses does not work. Therefore he decided to take a loan and gradually pay it off.

For the loan received Gaibullo plans to purchase building materials. He hopes that this loan helps the young family, and he will work with Arvand for a long time.
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Гайбулло молодой повар с большим опытом работы. Он работает по своей специальности в ресторане и очень любит свою работу. Гайбулло женат и у него двое маленьких детей. Он недавно переехал на новую квартиру и хочет сделать ремонт. У него зарплата хорошая, но все равно накопить деньги на такие расходы не получается. Поэтому он решил получить кредит и постепенно расплачиваться с ним. На полученный кредит Гайбулло планирует купить строительные материалы. Он надеется,что этот кредит поможет молодой семье и он будет работать с Арванд долго.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Gaibullo to purchase building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013