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Joy is 25 years old and single. She is from Gata Diot, Clarin, Misamis Occidental. To make a living, Joy grows bananas to sell, which she has been doing for five years. She earns 3,000 PHP a month. Joy is requesting a loan of 5,000 PHP, which she will use to obtain farm fertilizers. Joy joined GDMPC this year. She plans to use the additional revenue generated to improve the general living conditions of her family.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 1943
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Joy to obtain farm fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Nov 22, 2012
Currency Exchange Loss:
Jun 21, 2013