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Narmada is a 28-year-old lady who lives with her in-laws and one child. She has eight years of experience in tailoring. She has one sewing machine with which she sews ladies garments like blouses, frocks and dresses for kids. From this business, she earns 9,500 INR per month, which is not enough for her family’s cash flow.

She has a plan to grow her business and do this activity on a large scale so that she can service the maximum number of customers. She wants to purchase two new sewing machines and some fabrics for her shop
She has requested a loan of 20,000 INR to purchase two more sewing machines to meet her customers’ demands and make them highly satisfied. She he also wants to hire some workers to her help in the business. She hopes to provide better education and study materials to her only child and take good care of her in-laws. She has a dream of living a happy life with her family members by fulfilling the family member’s requirements.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 139
    View loans »
    India Loans Fundraising
  • $5,407,100
    Funds lent in using Kiva
  • 55.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Narmada to purchase two more sewing machines and fabrics for her tailoring shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2012
Nov 22, 2012
Currency Exchange Loss: