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Susama is a 36-year-old widow living with her two children who are in school. She run and manages a readymade garments shop where she sells garments for women and kids. She earns 7,000 INR per month from this business, which is not sufficient for her family. After her husband’s death, she was burdened by all her family responsibilities. She started her garment shop a few years ago. She wants to increase her stock to attract more female customers to her shop and she wants to renovate her shop. She has applied for a loan of 40,000 INR to purchase more garments in new trends and fashions and to renovate her shop. She has a dream of having her children study in a good school and providing them with all the basic necessities of life.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 151
    View loans »
    India Loans Fundraising
  • $5,194,825
    Funds lent in using Kiva
  • 55.3
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $725 helped Susama to purchase more readymade garments for her shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2012
Nov 22, 2012
Currency Exchange Loss: