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Narek is a 25-year-old farmer who lives with his parents in the town of Yeghegnadzor. To earn a living, he grows nut, apple, pear, peach and apricot trees. He also has two cows and six chickens. Despite his young age, Narek already has 10 years of experience in this field and really enjoys his work. He is requesting a loan to buy more cows because this will allow him to earn additional income. This extra income will help Narek ensure a better future for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Narek to buy special milk cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Nov 22, 2012
Currency Exchange Loss:
Dec 17, 2014