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Winifred cooks beans, stew, gari (cassava), and fried plantains to sell at the Cape Coast market, which she has been doing for some years now. She is married with four children. She uses her income to support her husband in the general upkeep of their home. Winifred will use her loan to purchase bags of beans, gari, and plantains to prepare her food to sell. With the anticipated new profits, she wants to operate a chop bar (where a variety of African dishes are sold).

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $800 helped Winifred purchase bags of beans, gari, and plantains to prepare her food.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 22, 2012
Currency Exchange Loss:
Aug 18, 2013