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Sarat's Group
In this Group: Sarat, Chanroth
Sarat is 38 years old and married. Her family lives in a rural area of the Sangke district of Battambang province, Cambodia. She has five children, all of whom are dependents and help their family earn additional income. She has earned a living through selling vegetables and working for others for a fee for several years. Her husband also supplements the income by working as a motor-taxi driver.

Sarat’s group has been with VisionFund for two cycles and completely repaid the past loans. Sarat has wisely used previous funds to expand her current business as well as to support her living conditions. Now she is leading her group of two to request another loan of 1,000,000 KHR each. As the leader, she is going to use her portion to buy more various kinds of vegetables to resell. She hopes to earn a large income for the family so as to make their living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 119
    View loans »
    Cambodia Loans Fundraising
  • $36,560,025
    Funds lent in using Kiva
  • 4,002.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarat's Group's $500 loan helped a member to buy more various kinds of vegetables to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 23, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013