This is Elizabeth. She is 27 and a resident of GMA, Cavite, Philippines. She is married to Jose, a driver, and is a mother. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.
Elizabeth is an egg retailer. She buys eggs from wholesalers and sells them at a small profit. Customers are attracted due to the low selling prices she offers. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.
Elizabeth is requesting a loan amounting to PhP10, 000 that she will use in purchasing additional eggs. She expects a boost in her business income as she expands her business.
Elizabeth hopes her business will continue to grow so they may be able to have their own house and lot. She dreams to give her children a good and quality education all by the grace of God. She faithfully meets up with her co-fellowship* members to share stories of her work every week where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.